Chase Sapphire Vs Freedom Points

This card has 0 annual fee so all the rewards you earn are a net positive on your finances.

Chase sapphire vs freedom points.

The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options. While having the sapphire preferred gets you 25 more value for your points when you redeem for travel through the chase ultimate rewards portal this doesn t make up for the fact that the card earns points on travel at less than half the rate available on the freedom flex assuming you book through the ultimate rewards portal. Even though the chase freedom flex is considered a cash back card both it and the chase sapphire preferred card technically earn points in a currency called chase ultimate rewards. Battle of bonuses chase sapphire preferred vs chase freedom flex.

Get the chase freedom flex if all you re interested in is earning cash back on typical everyday purchases like gas groceries or a cup of coffee. The chase freedom flex comes with a 200 cash bonus 20 000 chase points after you spend 500 on purchases in your first three. Get the chase sapphire preferred card if most of your spending is on travel and dining purchases and you plan to redeem your points for travel. The chase freedom flex and chase freedom unlimited both offer cash back rewards while the chase sapphire preferred card and chase sapphire reserve provide ultimate rewards points for every purchase.

The chase sapphire preferred card comes with 80 000 chase points after you spend 4 000 on purchases in the first three months from account opening.