Chase Sapphire Preferred Lower Interest Rate

If you re with chase you may have noticed the fiasco where they began charging a monthly fee to people who had a low balance on a low interest rate card.

Chase sapphire preferred lower interest rate.

I got my chase sapphire card today and the ir is 15 24. Interest is compounded and credited monthly based on the daily collected balance. These benefits are available when you use your card. If you d prefer to keep your current card but still want a lower interest rate you may have success contacting your issuer directly and requesting a decrease in your rate.

25 monthly service fee or 0 with one of the following each monthly. Chase savings sm account earns interest see current rates. Apply for a sapphire preferred travel credit card today. Chase sapphire interest rate and credit score questions hi everyone.

Chase sapphire preferred has a variable purchase apr that ranges from 15 99 up to 22 99. When i called to activate it i asked the csr about a lower ir but she didn t seem to know. Fdic insured includes online and mobile banking with access to 16 000 branches atms. Chase sapphire preferred is the rewards travel credit card that awards you 2x points on travel and dining.

If you find yourself in that boat you may be in luck as chase is currently offering some chase sapphire preferred cardholders lower promotional interest rates. A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest. Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select. Chase sapphire preferred has lower than average purchase aprs.

Tpg travel editor melanie lieberman received an email from chase with an offer for a 9 99 promotional apr on all new purchases made between august 1 2019 and jan. We all know that banks are out for profit but they should not be doing this to their loyal customers. Chase jpmorgan jpmorgan chase the. Learn how interest rate on savings accounts is compounded credited monthly.